RRIFs: 1 to 6 years
Financial Institution Redeem-
able
Minimum
Deposit
Term In Years
1 2 3 4 5 6
B2B Trust no 1,000 .900 2.000 2.550 2.900 3.300 -
BMO Bank of Montreal no 500 .400 1.150 1.450 1.600 2.000 2.000
Bk Nova Scotia Mtg. Corp no 500 .400 1.300 1.600 1.700 2.100 -
CIBC no 500 .400 1.150 1.450 1.600 2.000 -
Caisses Desjardins no 500 .400 1.100 1.450 1.700 2.000 -
Canada Life yes 1,000 .750 1.700 1.950 2.350 3.250 3.500
Desjardins Fin. Security yes 500 .850 1.550 2.150 2.550 2.850 2.850
Effort Trust no 10,000 1.100 1.750 2.400 2.750 3.000 -
Empire Life yes 10,000 .750 1.300 2.050 2.500 3.250 3.250
Great-West Life yes 500 .750 1.700 1.950 2.350 3.250 3.500
Home Trust Company no 10,000 1.150 1.850 2.450 2.850 3.200 -
Key Savings + Credit U. no 1,000 .400 1.150 1.450 1.600 2.000 -
Laurentian Bank Canada no 500 .400 1.100 1.450 1.700 2.000 -
London Life yes 10,000 .250 1.200 1.450 1.850 2.750 -
Manulife Investments yes 5,000 .700 1.400 1.850 2.350 3.100 3.150
National Bank yes 500 .400 1.100 1.400 1.700 2.000 2.200
Ontario Civil Service CU no 1,000 .900 - 2.000 - - -
PACE Savings & Credit Un no 1,000 .400 1.150 1.450 1.600 2.000 -
Parama Credit Union no 1,000 1.250 1.750 2.500 2.600 3.100 -
Revelstoke Credit Union no 1,000 1.000 1.500 3.000 3.300 3.400 -
Royal Bank of Canada no 1,000 .750 1.200 1.300 1.650 2.000 -
Servus Credit Union no 5,000 .450 1.200 1.500 1.650 2.050 -
So-Use Credit Union no 100 1.000 1.150 1.750 2.000 2.250 -
Standard Life yes 25,000 .350 .600 1.975 2.275 2.950 3.025
TD Canada Trust no 500 .400 1.150 1.450 1.600 2.000 -
Transamerica Life Canada yes 1,000 .400 1.250 1.750 2.000 2.450 -
Virtual One Credit Union no 500 1.250 1.750 2.250 2.500 2.750 -
Windsor Family C.U. no 500 .500 1.400 1.700 1.700 2.100 -
Your Credit Union no 1,000 .450 2.100 1.600 2.700 3.000 -
This table shows comparable but not identical products.