RRIFs: 1 to 6 years
Financial Institution Redeem-
able
Minimum
Deposit
Term In Years
1 2 3 4 5 6
B2B Trust no 1,000 3.250 3.950 4.100 4.150 4.400 -
BMO Bank of Montreal no 500 2.050 2.400 2.550 2.750 3.000 3.000
Bk Nova Scotia Mtg. Corp no 500 2.050 2.300 2.550 2.750 3.000 -
CIBC no 500 2.050 2.300 2.550 2.750 3.000 -
Caisses Desjardins no 500 2.100 2.350 2.600 2.900 3.150 -
Canada Life yes 1,000 2.375 2.750 3.125 3.250 3.250 3.375
Cataract Savings & CU no 5,000 - - 4.000 4.150 4.400 -
Concentra Financial no 5,000 2.050 2.300 2.550 2.750 3.000 -
Desjardins Fin. Security yes 500 2.600 2.900 3.100 3.250 3.350 3.350
Effort Trust no 10,000 3.600 3.800 3.850 4.000 4.350 -
Empire Life yes 10,000 2.375 2.500 2.750 3.125 3.250 3.375
Great-West Life yes 500 2.250 2.625 3.000 3.125 3.125 2.875
Home Trust Company no 10,000 3.550 3.950 4.100 4.300 4.450 -
Key Savings + Credit U. no 1,000 2.050 2.300 2.550 2.750 3.000 -
Lambton Financial C.U. no 5,000 3.050 3.150 3.350 3.500 3.650 -
Laurentian Bank Canada no 500 2.100 2.350 2.600 2.900 3.150 -
London Life yes 10,000 1.875 2.250 2.625 2.750 2.750 -
Manulife Investments yes 5,000 3.100 3.100 3.500 3.600 3.750 3.750
National Bank yes 500 2.100 2.350 2.600 2.900 3.150 3.250
Ontario Civil Service CU no 20,000 3.050 - - - - -
PACE Savings & Credit Un no 1,000 2.050 2.300 2.550 2.750 3.000 -
Parama Credit Union no 1,000 3.500 3.850 4.250 4.500 4.600 -
Royal Bank of Canada no 1,000 2.050 2.150 2.400 2.600 2.800 -
Servus Credit Union no 5,000 2.100 2.350 2.600 2.800 3.050 -
So-Use Credit Union no 100 3.200 3.300 3.300 3.450 3.450 -
Standard Life yes 25,000 2.625 2.725 2.875 3.025 3.400 3.400
TD Canada Trust no 500 2.050 2.300 2.550 2.750 3.000 -
Transamerica Life Canada yes 1,000 1.450 1.650 1.950 2.200 2.400 -
Virtual One Credit Union no 500 3.450 3.550 3.650 3.650 3.650 -
Windsor Family C.U. no 500 2.250 2.500 2.750 2.950 3.200 -
Your Credit Union no 500 3.150 3.250 3.400 3.500 3.750 -
This table shows comparable but not identical products.