RRIFs: 1 to 6 years
Financial Institution Redeem-
able
Minimum
Deposit
Term In Years
1 2 3 4 5 6
B2B Trust no 1,000 1.350 1.850 2.150 2.500 2.850 -
BMO Bank of Montreal no 500 1.250 1.700 1.550 1.700 2.100 2.200
Bk Nova Scotia Mtg. Corp no 500 .400 1.300 1.600 1.700 2.100 -
CIBC no 500 .750 1.500 1.550 1.700 2.100 -
Canada Life yes 1,000 .700 1.700 2.000 2.300 2.600 2.950
Desjardins Fin. Security yes 500 1.400 1.600 1.800 2.050 2.300 2.300
Effort Trust no 10,000 1.500 1.950 2.350 2.600 2.950 -
Empire Life yes 10,000 .750 1.300 1.875 2.250 2.625 2.750
Great-West Life yes 500 .700 1.700 2.000 2.300 2.600 2.950
Home Trust Company no 10,000 1.650 1.950 2.300 2.550 3.000 -
Key Savings + Credit U. no 1,000 1.500 1.500 2.750 1.700 2.100 -
Laurentian Bank Canada no 500 .750 1.350 1.600 1.700 2.100 -
London Life yes 10,000 .200 1.200 1.500 1.800 2.100 -
Manulife Investments yes 2,500 .750 1.350 1.900 2.200 2.600 2.650
National Bank yes 500 .800 1.500 1.600 1.800 2.200 2.600
Ontario Civil Service CU no 1,000 .900 1.200 2.000 1.650 2.550 -
PACE Savings & Credit Un no 1,000 .750 1.250 1.550 1.700 2.100 -
Parama Credit Union no 1,000 1.600 2.000 2.650 2.850 3.250 -
Revelstoke Credit Union no 1,000 2.000 2.500 3.000 3.250 3.500 -
Royal Bank of Canada no 1,000 1.250 1.700 1.500 1.700 2.100 -
Servus Credit Union no 5,000 1.000 1.500 1.600 1.750 2.150 -
So-Use Credit Union no 100 1.250 1.500 2.100 2.450 2.900 -
Standard Life yes 25,000 .300 .575 1.350 1.650 2.300 2.425
TD Canada Trust no 500 .750 1.000 1.400 1.550 2.000 -
Transamerica Life Canada yes 1,000 .400 1.250 1.750 2.000 2.450 -
Virtual One Credit Union no 500 1.600 2.100 2.700 2.900 3.000 -
Windsor Family C.U. no 500 .900 1.300 1.600 1.700 2.100 -
Your Credit Union no 1,000 .750 1.250 1.550 1.700 2.100 -
This table shows comparable but not identical products.