RRIFs: 1 to 6 years
Financial Institution Redeem-
able
Minimum
Deposit
Term In Years
1 2 3 4 5 6
B2B Trust no 1,000 .700 2.100 2.700 3.100 3.500 -
BMO Bank of Montreal no 500 .400 1.300 1.600 1.700 2.100 2.100
Bk Nova Scotia Mtg. Corp no 500 1.150 1.600 1.900 2.000 2.200 -
CIBC no 500 .400 1.300 1.600 1.700 1.900 -
Caisses Desjardins no 500 .400 1.300 1.600 1.700 2.000 -
Canada Life yes 1,000 1.250 2.500 3.250 3.500 3.500 3.500
Concentra Financial no 5,000 .400 1.300 1.600 1.700 1.900 -
Desjardins Fin. Security yes 500 .900 1.550 2.650 3.050 3.350 3.350
Effort Trust no 10,000 1.800 2.150 2.850 3.350 2.750 -
Empire Life yes 10,000 1.000 2.000 2.750 3.500 3.500 3.625
Great-West Life yes 500 1.250 2.500 3.250 3.500 3.500 3.500
Home Trust Company no 10,000 1.550 2.050 2.850 3.350 3.600 -
Key Savings + Credit U. no 1,000 .400 1.300 1.600 1.700 1.900 -
Lambton Financial C.U. no 500 1.100 2.000 2.250 2.400 2.800 -
Laurentian Bank Canada no 500 .400 1.300 1.600 1.700 2.000 -
London Life yes 10,000 .750 2.000 2.750 3.000 3.000 -
Manulife Investments yes 5,000 .900 1.750 2.700 3.400 3.650 3.700
National Bank yes 500 .400 1.300 1.600 1.700 2.000 2.150
Ontario Civil Service CU no 20,000 1.400 - - - - -
PACE Savings & Credit Un no 1,000 .500 1.400 1.600 1.700 1.900 -
Parama Credit Union no 1,000 1.550 2.150 2.500 2.650 3.150 -
Royal Bank of Canada no 1,000 .300 1.150 1.600 1.700 2.100 -
Servus Credit Union no 5,000 .450 1.350 1.650 1.750 1.950 -
So-Use Credit Union no 100 1.000 1.150 1.350 1.550 2.250 -
Standard Life yes 25,000 1.150 1.675 2.525 2.850 3.525 3.525
TD Canada Trust no 500 .400 1.300 1.600 1.700 1.900 -
Transamerica Life Canada yes 1,000 .650 1.700 1.950 2.200 2.450 -
Virtual One Credit Union no 500 2.250 2.750 3.250 3.450 3.600 -
Windsor Family C.U. no 500 .500 1.400 1.600 1.700 1.900 -
Your Credit Union no 1,000 .450 1.150 1.600 1.700 1.900 -
This table shows comparable but not identical products.