Term Deposits/GICs: 1 to 6 years
Financial Institution Redeem-
able
Redeemable
Term
Minimum
Deposit
Term In Years
1 2 3 4 5 6
ATB Financial no   1,000 1.500 2.000 1.400 1.600 2.350 -
  yes   500 .850 .850 1.000 1.150 1.500 -
AcceleRate Financial no   1,000 2.250 2.400 2.500 2.750 2.800 2.850
Achieva Financial no   1,000 2.250 2.400 2.500 2.650 2.800 -
Alterna Bank no   500 1.200 1.800 1.500 1.700 1.850 -
  yes   500 .900 - - - - -
Alterna Savings no   500 1.200 1.800 1.500 1.700 1.850 -
  yes   500 .900 - - - - -
B2B Bank no   1,000 1.350 1.700 1.800 1.850 2.050 -
Bank of Montreal no   1,000 1.000 1.150 1.250 1.350 1.600 1.600
Bank of Nova Scotia no   1,000 .900 1.100 1.250 1.400 1.750 1.750
  yes   500 .250 .750 .850 1.000 1.400 -
  cashable 30 days 1,000 .150 - - - - -
Bk Nova Scotia Mtg. Corp no   1,000 .900 1.100 1.250 1.400 1.750 1.750
  yes   500 .250 .750 .850 1.000 1.400 -
  cashable 30 days 1,000 .150 - - - - -
CFF Bank no   5,000 1.300 1.400 1.550 1.700 1.900 -
CIBC yes   1,000 .400 .600 .700 .900 1.250 1.250
  cashable 30 days 1,000 .500 - - - - -
CIBC Trust Corp. no   1,000 .650 .850 .950 1.150 1.500 1.500
Caisses Desjardins no   1,000 1.000 1.150 1.250 1.300 1.650 -
  yes   1,000 .650 .900 1.000 1.050 1.400 -
Canada Life yes   1,000 .300 .300 .350 .450 .600 .950
Canadian Direct Fin'l no   1,000 1.550 1.800 1.950 2.100 2.300 -
Canadian Tire Bank no   500 1.000 1.200 1.350 1.500 1.850 -
Canadian Western Bank no   1,000 1.300 1.550 1.700 1.850 2.050 -
Canadian Western Trust no   5,000 1.250 1.450 1.650 1.700 1.950 -
Coast Capital Savings no   1,000 1.550 1.650 1.950 2.050 2.250 -
  cashable 30 days 1,000 1.200 - - - - -
Community Trust no   1,000 1.150 1.450 1.600 1.700 1.950 -
Comtech Credit Union no   1,000 2.100 2.200 2.250 2.300 2.550 -
Concentra Financial no   1,000 1.100 1.200 1.400 1.500 1.700 -
  cashable 30 days 5,000 .700 - - - - -
DUCA Financial Services no   500 1.800 2.050 2.300 2.500 2.650 2.650
  yes   500 1.300 1.650 1.900 2.200 2.300 2.300
Effort Trust no   5,000 1.500 1.750 1.850 2.000 2.150 -
Empire Life yes   500 .750 .750 .875 1.000 1.125 1.250
Entegra Credit Union no   1,000 2.150 2.300 2.400 2.550 2.700 -
Equitable Bank no   1,000 1.400 1.600 1.700 1.850 2.100 -
Equitable Life yes   500 .780 1.000 1.150 1.250 1.450 1.250
Fiducie Desjardins no   1,000 1.000 1.150 1.250 1.300 1.650 -
First Calgary Financial no   500 1.250 1.450 1.450 1.500 2.250 -
FirstOntario Credit Un. no   500 1.500 1.700 1.800 1.900 2.000 -
General Bank of Canada no   5,000 1.400 1.600 1.750 1.900 2.100 -
Great-West Life no   500 .550 .550 .600 .700 .850 1.200
  yes   500 .550 .550 .600 .700 .850 1.200
HSBC Bank Canada no   1,000 .950 1.000 1.100 1.300 1.650 -
  yes   1,000 .550 .650 .750 .950 1.300 -
  cashable 90 days 1,000 .600 - - - - -
HomEquity Bank no   5,000 1.350 1.450 1.750 1.850 2.000 -
Home Trust Company no   5,000 1.500 1.750 1.850 2.000 2.150 -
  cashable 30 days 5,000 1.000 - - - - -
Home Trust Company cashable 90 days 5,000 1.300 - - - - -
Hubert Financial yes   1,000 2.350 2.450 2.550 2.650 2.950 -
ICICI Bank Canada yes   1,000 1.550 1.850 2.100 2.350 2.650 -
Industrial Alliance yes   1,000 .750 1.150 1.250 1.500 1.700 -
Korea Exchange Bank no   3,500 1.500 1.450 1.650 1.900 1.950 -
Laurentian Bank Canada no   500 .600 .850 1.000 1.150 1.500 -
  yes   500 .350 .600 .750 .900 1.250 -
Laurentienne Trust no   500 .850 1.100 1.250 1.400 1.750 -
League Svgs & Mortgage no   10,000 1.350 1.500 1.650 1.850 2.100 -
Libro Credit Union no   500 1.350 1.750 2.550 2.300 2.400 -
London Life no   10,000 .550 .550 .600 .700 .850 -
MAXA Financial yes   500 2.250 2.400 2.500 2.700 2.800 -
MCAN Mortgage Corp. no   5,000 1.400 1.600 1.650 1.800 1.900 -
Manulife Bank no   2,500 1.250 1.450 1.600 1.850 2.050 -
Manulife Investments no   2,500 .850 1.050 .950 1.050 1.250 1.250
  yes   2,500 .600 .800 .700 .800 1.000 1.000
Manulife Trust no   2,500 1.250 1.450 1.600 1.850 2.050 -
Meridian Credit Union no   500 1.400 1.500 1.800 2.000 2.100 -
National Bank no   1,000 .650 .950 1.100 1.300 1.450 -
  yes   1,000 .400 .650 .800 1.000 1.150 -
Oaken Financial no   1,000 2.050 2.350 2.400 2.600 2.800 -
  cashable 30 days 1,000 1.750 - - - - -
Oaken Financial cashable 90 days 1,000 2.000 - - - - -
Ontario Civil Service CU no   1,000 1.000 1.100 1.350 1.600 1.900 -
Outlook Financial yes   1,000 2.200 2.400 2.500 2.650 2.800 -
PACE Savings & Credit Un no   1,000 1.200 1.300 1.600 1.750 2.100 -
Pacific & Western Bank no   1,000 1.360 1.610 1.710 1.850 2.000 -
Parama Credit Union no   1,000 1.550 1.800 2.050 2.250 2.450 -
  yes   500 1.100 1.300 1.550 1.650 1.850 -
  cashable 30 days 1,000 1.350 - - - - -
Peace Hills Trust no   1,000 1.450 1.750 1.850 2.000 2.250 -
Peoples Trust no   5,000 1.350 1.500 1.650 1.750 1.900 -
President's Choice Fin'l no   100 1.050 1.300 1.400 1.600 1.800 -
Royal Bank of Canada no   1,000 1.000 1.100 1.200 1.300 1.550 -
  yes   1,000 .750 .850 .950 1.050 1.300 -
Servus Credit Union no   1,000 1.000 1.150 1.250 1.350 1.650 -
Standard Life yes   1,000 .775 .825 .850 .975 1.100 1.225
State Bank of India (C) no   1,000 1.750 2.050 2.350 2.500 2.850 -
Steinbach Credit Union no   500 2.150 2.300 2.400 2.550 2.700 -
Sun Life - Insurance yes   1,000 .750 .800 .850 1.050 1.400 -
Sun Life - Trust no   1,000 1.200 1.300 1.400 1.600 2.150 -
  yes   1,000 .750 .800 .850 1.050 1.400 -
T-D Mortgage no   1,000 1.000 1.050 1.100 1.200 1.300 -
TD Canada Trust cashable 30 days 500 .500 - - - - -
Tangerine yes   1 1.050 1.300 1.400 1.600 1.800 -
VanCity Savings (BC) no   500 1.300 1.400 1.600 1.700 1.900 -
Windsor Family C.U. no   500 .900 1.100 1.250 1.400 1.750 -
Your Neighbourhood C.U. no   500 1.500 1.700 1.900 2.200 2.350 -
Zag Bank no   5,000 .750 1.000 1.000 1.000 1.000 -
Interest not compounded and paid annually.