Term Deposits/GICs: 1 to 6 years
Financial Institution Redeem-
able
Redeemable
Term
Minimum
Deposit
Term In Years
1 2 3 4 5 6
ATB Financial no   1,000 1.630 1.800 1.750 2.000 2.200 -
  yes   500 .850 .850 1.000 1.150 1.500 -
AcceleRate Financial no   1,000 2.250 2.400 2.500 2.750 2.750 2.800
Achieva Financial no   1,000 2.250 2.400 2.500 2.650 2.800 -
Alterna Bank no   500 1.500 1.600 2.500 1.900 2.300 -
  yes   500 1.100 - - - - -
Alterna Savings no   500 1.500 1.600 2.500 1.900 2.300 -
  yes   500 1.100 - - - - -
B2B Bank no   1,000 1.500 1.850 2.050 2.150 2.360 -
Bank of Montreal no   1,000 1.000 1.150 1.350 1.600 1.950 1.950
Bank of Nova Scotia no   1,000 .900 1.100 1.250 1.400 1.750 1.750
  yes   500 .250 .750 .850 1.000 1.400 -
  cashable 30 days 1,000 .150 - - - - -
Bk Nova Scotia Mtg. Corp no   1,000 .900 1.100 1.250 1.400 1.750 1.750
  yes   500 .250 .750 .850 1.000 1.400 -
  cashable 30 days 1,000 .150 - - - - -
CFF Bank no   5,000 1.850 1.850 1.950 2.100 2.350 -
CIBC yes   1,000 .650 .850 1.000 1.150 1.500 1.500
  cashable 30 days 1,000 .800 - - - - -
CIBC Trust Corp. no   1,000 .900 1.100 1.250 1.400 1.750 1.750
Caisses Desjardins no   1,000 .900 1.150 1.250 1.500 1.750 -
  yes   1,000 .650 .900 1.000 1.250 1.500 -
Canada Life yes   1,000 .500 .600 .700 1.000 1.200 1.400
Canadian Direct Fin'l no   1,000 1.810 2.060 2.260 2.410 2.560 -
Canadian Tire Bank no   500 1.050 1.250 1.500 1.750 2.100 -
Canadian Western Bank no   1,000 1.560 1.810 2.010 2.160 2.310 -
Canadian Western Trust no   5,000 1.250 1.400 1.600 1.850 2.100 -
Coast Capital Savings no   1,000 1.550 1.650 1.950 2.050 2.250 -
  cashable 30 days 1,000 1.200 - - - - -
Community Trust no   1,000 1.500 2.000 2.170 2.170 2.400 -
Comtech Credit Union no   1,000 2.100 1.700 2.000 2.150 2.850 -
Concentra Financial no   1,000 1.250 1.450 1.700 1.900 2.000 -
  cashable 30 days 5,000 .900 - - - - -
DUCA Financial Services no   500 1.650 2.050 2.200 2.500 2.600 2.600
  yes   500 1.250 1.650 1.900 2.200 2.300 2.300
Desjardins Fin. Security yes   500 .850 .950 1.400 1.650 1.900 -
Effort Trust no   5,000 1.950 2.100 2.300 2.400 2.600 -
Empire Life yes   500 1.000 1.100 1.250 1.500 1.750 1.750
Entegra Credit Union no   1,000 2.150 2.300 2.400 2.650 2.750 -
Equitable Bank no   1,000 1.900 1.850 2.050 2.100 2.350 -
Equitable Life yes   500 .850 1.400 1.500 1.750 2.000 2.050
Fiducie Desjardins no   1,000 .900 1.150 1.250 1.500 1.750 -
First Calgary Financial no   500 1.250 1.650 1.700 1.750 2.350 -
FirstOntario Credit Un. no   500 1.800 2.250 1.950 2.250 2.600 -
General Bank of Canada no   5,000 1.900 2.060 2.260 2.410 2.500 -
Great-West Life no   500 .750 .850 .950 1.250 1.450 1.650
  yes   500 .750 .850 .950 1.250 1.450 1.650
HSBC Bank Canada no   1,000 1.150 1.250 1.350 1.600 1.950 -
  yes   1,000 .850 1.000 1.100 1.350 1.700 -
  cashable 90 days 1,000 .800 - - - - -
HomEquity Bank no   5,000 1.300 1.550 2.100 2.250 2.600 -
Home Trust Company no   5,000 1.950 2.050 2.200 2.350 2.550 -
  cashable 30 days 5,000 1.150 - - - - -
Home Trust Company cashable 90 days 5,000 1.500 - - - - -
Hubert Financial yes   1,000 2.350 2.250 2.450 2.650 2.950 -
ICICI Bank Canada yes   1,000 1.550 1.850 2.100 2.350 2.650 -
Industrial Alliance yes   1,000 .850 1.150 1.250 1.550 1.800 -
Korea Exchange Bank no   3,500 1.250 2.100 2.250 2.200 2.250 -
Laurentian Bank Canada no   500 .850 1.100 1.250 1.400 1.750 -
  yes   500 .600 .850 1.000 1.150 1.500 -
Laurentienne Trust no   500 .850 1.100 1.250 1.400 1.750 -
League Svgs & Mortgage no   10,000 1.550 1.850 2.050 2.250 2.500 -
Libro Credit Union no   500 1.350 1.750 2.000 2.200 2.400 -
London Life no   10,000 .750 .850 .950 1.250 1.450 -
MAXA Financial yes   500 2.150 2.250 2.400 2.550 2.700 .000
MCAN Mortgage Corp. no   5,000 1.950 2.100 2.100 2.100 2.300 -
Manulife Bank no   2,500 1.400 1.600 1.900 2.100 2.300 -
Manulife Investments no   2,500 .950 1.350 1.400 1.550 1.650 1.700
  yes   2,500 .700 1.100 1.150 1.300 1.400 1.450
Manulife Trust no   2,500 1.400 1.600 1.900 2.100 2.300 -
Meridian Credit Union no   500 1.500 1.600 1.900 2.200 2.300 -
National Bank no   1,000 .900 1.150 1.250 1.500 1.750 -
  yes   1,000 .650 .850 .950 1.200 1.450 -
North Peace Savings & CU yes   500 1.600 1.800 1.880 1.880 1.880 -
Oaken Financial no   1,000 2.400 2.600 2.650 2.850 3.050 -
  cashable 30 days 1,000 2.000 - - - - -
Oaken Financial cashable 90 days 1,000 2.250 - - - - -
Ontario Civil Service CU no   1,000 1.000 1.100 1.350 1.600 1.900 -
Outlook Financial yes   1,000 2.200 2.400 2.500 2.650 2.800 -
PACE Savings & Credit Un no   1,000 1.200 1.300 1.600 1.750 2.100 -
Pacific & Western Bank no   1,000 1.600 1.800 2.020 2.150 2.200 -
Parama Credit Union no   1,000 1.550 1.800 2.050 2.250 2.450 -
  yes   500 1.100 1.300 1.550 1.650 1.850 -
  cashable 30 days 1,000 1.350 - - - - -
Peace Hills Trust no   1,000 1.450 1.900 2.250 2.500 2.700 -
Peoples Trust no   5,000 1.400 1.700 1.850 2.100 2.300 -
President's Choice Fin'l no   100 1.400 1.650 1.900 2.200 2.500 -
Royal Bank of Canada no   1,000 1.300 1.650 1.700 1.750 2.000 -
  yes   1,000 1.050 1.400 1.450 1.500 1.750 -
Servus Credit Union no   1,000 1.300 1.350 1.400 1.600 2.000 -
Standard Life yes   1,000 1.075 1.175 1.250 1.475 1.700 1.725
State Bank of India (C) no   1,000 1.750 2.050 2.350 2.500 2.850 -
Steinbach Credit Union no   500 2.100 2.200 2.350 2.450 2.600 -
Sun Life - Insurance yes   1,000 .850 1.000 1.050 1.600 1.850 -
Sun Life - Trust no   1,000 1.300 1.450 1.700 2.050 2.400 -
  yes   1,000 .850 1.000 1.050 1.600 1.850 -
T-D Mortgage no   1,000 1.300 1.350 1.400 1.600 2.000 -
TD Canada Trust cashable 30 days 500 .800 - - - - -
Tangerine yes   1 1.350 1.650 1.900 2.200 2.550 -
VanCity Savings (BC) no   500 1.550 1.650 1.850 1.950 2.150 -
Windsor Family C.U. no   500 .900 1.100 1.250 1.400 1.750 -
Your Neighbourhood C.U. no   500 1.700 1.800 1.900 2.250 2.450 -
Zag Bank no   5,000 .750 1.000 1.000 1.000 1.000 -
Interest not compounded and paid annually.