Quantitative Research
Product Allocation (PrARI®)

financial planning

Product Allocation for Retirement Income (PrARI®) is our primary methodology to manage the allocation of investments, annuities, and life-insurance products to support retirement income and estate planning needs. This allocation methodology allows financial advisors to separate and allocate client portfolios into three (3) categories: Income Annuities (Immediate or Deferred), Savings Annuities with Income Benefits (Variable, Indexed or Fixed), and non-guaranteed income sources such as mutual funds, ETFs, stocks/bonds with a systematic withdrawal plan.

PrARI helps advisors evaluate existing retirement portfolios, including the likelihood that a client’s desired income stream will be sustainable over their lifetime. The methodology also tests and validates proposed changes to client’s portfolio to help increase income and sustainability.

PrARI can be integrated with other tools and applications that support retirement income planning or guidance.