RRIFs: 1 to 6 years
Financial Institution Redeem-
able
Minimum
Deposit
Term In Years
1 2 3 4 5 6
B2B Bank no 1,000 .5000 .7500 .8500 1.0000 1.1000 -
BMO Bank of Montreal no 500 .7500 .8500 .9000 1.2500 1.3000 1.4000
Bk Nova Scotia Mtg. Corp no 1,000 .8000 .8500 1.1500 1.1700 1.2000 1.5000
CIBC no 500 .4500 .6500 .9000 1.1000 .9500 -
Canada Life yes 500 .5500 .6000 .6500 .7000 .6500 .8500
Effort Trust no 1,000 .4500 .6500 .8000 .9500 1.0000 -
Empire Life yes 10,000 .5000 .5000 .6000 .8000 .9500 .8500
Kindred Credit Union no 500 1.6000 1.7000 1.7500 1.8000 1.9500 -
Laurentian Bank Canada no 500 .7500 .8500 .9000 1.2000 1.3000 -
Luminus Financial no 500 1.8000 1.9500 1.9500 2.0000 2.0500 -
Manulife Investments yes 2,500 .6000 .6000 .6000 .7000 .8000 .7000
National Bank yes 500 .4500 .7500 .9000 1.0000 1.1000 1.2000
Oaken Financial no 10,000 1.8500 1.9500 2.0500 2.1500 2.3000 -
Parama Credit Union no 1,000 1.7000 1.8000 1.9000 2.0000 2.1000 -
Rapport Credit Union no 1,000 1.6500 1.8000 1.8500 1.9500 2.0500 -
Sun Life - Insurance yes 5,000 .9500 1.0500 1.1000 1.1500 1.2500 1.2500
Sun Life - Trust no 5,000 .7000 .7000 .7500 .7500 .7500 .9000
TD Canada Trust no 500 .7500 1.0000 1.1500 1.2000 1.5000 -
This table shows comparable but not identical products.