RRIFs: 1 to 6 years
Financial Institution Redeem-
able
Minimum
Deposit
Term In Years
1 2 3 4 5 6
BMO Bank of Montreal no 500 3.0000 3.2000 3.3000 3.3500 3.5500 3.6500
Bk Nova Scotia Mtg. Corp no 1,000 2.4500 2.5000 2.6000 2.7000 2.7500 2.7500
CIBC no 500 2.0000 2.0000 2.1000 2.2000 2.2000 -
Canada Life yes 500 2.7500 2.9500 3.2000 3.4000 3.6500 3.8000
Effort Trust no 1,000 2.5000 3.7000 2.6000 2.6000 2.6000 -
Empire Life yes 10,000 2.4500 2.8500 3.1000 3.3000 3.8000 3.5000
Kindred Credit Union no 500 3.1000 3.3000 3.7500 3.8000 4.0000 -
Laurentian Bank Canada no 500 3.5000 3.8500 3.9500 4.0000 4.1000 -
Luminus Financial no 500 2.5000 3.3000 3.6000 3.5000 3.8000 -
Manulife Investments yes 2,500 2.6500 3.1000 3.2500 3.3500 3.5500 3.6500
National Bank yes 500 3.3000 3.6500 3.7500 3.8500 4.0000 3.0000
Oaken Financial no 10,000 3.8000 4.2500 4.3000 4.3500 4.5000 -
Parama Credit Union no 1,000 3.2500 3.3500 3.5000 3.6000 3.7500 -
Sun Life - Insurance yes 5,000 2.9500 3.2000 3.3000 3.4000 3.5000 3.5500
Sun Life - Trust no 5,000 3.3000 3.4500 3.5500 3.7000 3.7000 3.7000
TD Canada Trust no 500 3.0000 3.2000 3.3000 3.3500 3.5500 -
This table shows comparable but not identical products.