RRIFs: 1 to 6 years
Financial Institution Redeem-
able
Minimum
Deposit
Term In Years
1 2 3 4 5 6
B2B Bank no 1,000 1.2000 1.8500 2.0500 2.1000 2.2000 -
BMO Bank of Montreal no 500 .3500 .6000 .7000 .9000 1.1000 1.2000
Bk Nova Scotia Mtg. Corp no 1,000 .2000 .3000 .4000 .4500 .5000 .6000
CIBC no 500 .3500 .7000 .9000 1.2500 1.3000 -
Canada Life yes 500 .4000 .8000 1.0000 1.1000 1.1000 1.2000
Effort Trust no 1,000 .9900 1.5500 .7000 .7000 .7000 -
Empire Life yes 10,000 .5000 .5000 .8500 1.1000 1.3500 1.3000
Kindred Credit Union no 500 .9000 1.0000 1.7500 1.5500 1.7000 -
Laurentian Bank Canada no 500 .4500 .5500 .8000 .8000 1.2000 -
Luminus Financial no 500 .8500 1.0000 1.1000 1.1500 1.2000 -
Manulife Investments yes 2,500 .4500 .7000 .8500 .9000 1.2500 1.2500
National Bank yes 500 .4000 .5000 .8500 .9000 1.1500 1.3000
Oaken Financial no 10,000 1.8000 2.0000 2.3000 2.4000 2.6000 -
Parama Credit Union no 1,000 1.2500 1.3500 1.4500 1.5500 1.6500 -
Rapport Credit Union no 1,000 .8500 1.1500 1.3000 1.3500 1.4500 -
Sun Life - Insurance yes 5,000 .8500 .9500 .9500 1.1500 1.6000 1.7000
Sun Life - Trust no 5,000 1.1000 1.2000 1.2000 1.2000 1.2500 1.4000
TD Canada Trust no 500 .4000 .5500 .7500 1.1000 1.4000 -
Tandia Financial CU no 500 1.1500 1.6000 1.8500 2.3000 2.5000 -
This table shows comparable but not identical products.