RRIFs: 1 to 6 years
Financial Institution Redeem-
able
Minimum
Deposit
Term In Years
1 2 3 4 5 6
B2B Bank no 1,000 4.6800 4.4100 4.2000 4.1500 4.1000 -
BMO Bank of Montreal no 500 4.0000 4.0000 3.3000 3.0000 3.2500 3.5000
Bk Nova Scotia Mtg. Corp no 1,000 2.0000 2.5000 2.7500 3.0000 3.2500 3.3000
CIBC no 500 3.1500 3.2000 3.0000 3.0000 3.0000 -
Canada Life yes 500 3.7500 3.5000 3.5500 2.9500 2.8000 2.8000
Effort Trust no 1,000 4.7100 4.3900 3.9000 3.8000 3.7000 -
Empire Life yes 10,000 3.5000 3.2500 3.3000 3.3000 3.6500 3.2500
Kindred Credit Union no 500 4.6500 4.8500 4.3500 4.3500 4.4000 -
Laurentian Bank Canada no 500 4.5000 4.3500 4.2000 4.1000 4.1000 -
Luminus Financial no 500 4.3500 4.5500 4.6000 4.6500 4.7000 -
Manulife Investments yes 2,500 3.7500 3.7500 3.7500 3.5500 3.4500 3.5000
National Bank yes 500 4.2500 4.2000 3.8500 3.8500 3.8500 3.6000
Oaken Financial no 10,000 5.0500 4.7000 4.3000 4.2500 4.1500 -
Parama Credit Union no 1,000 4.8500 4.7500 4.6500 4.5500 4.5000 -
Rapport Credit Union no 1,000 4.7500 4.8000 4.5000 4.5000 4.5000 -
Sun Life - Insurance yes 5,000 3.7500 3.8000 3.5000 3.4500 3.4000 3.4000
Sun Life - Trust no 5,000 4.0000 3.8000 3.5500 3.5000 3.4500 3.5500
TD Canada Trust no 500 4.4500 4.1500 3.5000 3.5000 3.5000 -
Tandia Financial CU no 500 4.5000 4.4500 4.4000 4.3500 4.3000 -
This table shows comparable but not identical products.